http://www.one38.org Just another WordPress weblog Fri, 12 Mar 2010 16:37:32 +0000 http://backend.userland.com/rss092 en Getting an auto loan with bad credit is something people rarely talk about. Aside from offers on TV, most people do not want to admit that they have bad credit. There is a stigma attached to having bad credit that far exceeds any negative associations that financial mismanagement ... http://www.one38.org/201003/getting-an-auto-loan-with-bad-credit/ The government is good at inventing acronyms and there is a new one consumers need to be aware exists. Referred to as 2MP, the acronym stands for Second Lien Modification Program. The program is another loan modification program backed by the government that is intended to help consumers stay in ... http://www.one38.org/201003/bank-of-america-commits-to-2mp/ It has been a long recession and it is not over yet despite signs of economic recovery. Consumers have been dealing with an incalcitrant banking industry that has been busy foreclosing on homes and cancelling credit cards. In 2009 the mountain of debt and troubled loans seemed too high ... http://www.one38.org/201002/bad-consumer-loans-begin-to-level/ Homeowners facing foreclosure had hoped the government’s loan modification programs would work smoothly making it possible to remain in their homes with lowered payments. Though the process has been slow, thousands have managed to get the paperwork completed despite a lot of paperwork delays. But thousands more have been unable ... http://www.one38.org/201002/consumers-must-prove-income-up-front-for-loan-modification-program/ Calling something the only financial rule you will ever need sounds a bit grandiose but it gets your attention. Plus, it's kind of true. Everyone had their own unique financial situation so everyone needs their own game plan but there is one rule that should be kept in ... http://www.one38.org/201002/the-only-financial-rule-you-will-ever-need/ Lower car payments help you to get by on a monthly basis but they usually come with a price. This price is easy to overlook because it seems like you are paying less each month, and you are, but you keep paying for a greater period of time and ... http://www.one38.org/200912/how-to-lower-your-car-payments-without-paying-more-in-the-end/ Not all auto leases are the same. There are several different types that are tailored to different types of individuals with unique needs. Each type has its own benefits and its own appeal. By gaining a working knowledge of each of these types of leases you can ... http://www.one38.org/200912/the-different-types-of-auto-leases/ When you think of loans, you think of money that you owe. You think of regular payments that have to be made. You might think that any loans that you are still paying off would not appeal to lenders because you are already paying someone else off for ... http://www.one38.org/200912/loans-that-make-a-good-impression-on-lenders/ Leasing a car is a lot different than buying one. Leasing has been applauded by some and disparaged by others but is an option that comes with several benefits. You can obtain a car for lower monthly payments in many cases and move on to a new car ... http://www.one38.org/200912/the-essential-terms-of-any-auto-lease/ No one wants to be working to pay off their car forever. Still, lenders offer auto loans that can be paid back over long periods of time. Although this strategy may seem to lower your payments and be a good deal on a monthly basis, in the larger ... http://www.one38.org/200911/why-long-period-auto-loans-are-a-bad-idea/