Comments on: California auto insurance ZIP code law about to change

By: Dena Merryman

Dena Merryman — Thu, 28 Jan 2010 20:54:36 +0000

I went on- line to see just how many things factor into m onthly premiums, for auto insurance the list is rather extensive to say the least,we are being judged/held accountable for so many things. I don’t think its right a person can spend considerable amounts of time working on your credit, only to be told regardless how high your score is your zip code is the reason your paying more. That is just plain wrong!!!!

By: Philip

Philip — Sat, 05 Sep 2009 06:59:07 +0000

Same thing happened to me with Geico: a rate increase of 50% for moving to a different zip code.

By: ble

ble — Tue, 19 May 2009 22:15:43 +0000

I had moved from Mountain View,CA to Laguna Niguel,CA. I had to stay in a temporary apartment between the moves. My insurance premium from Liberty Mutual jumped with each address change. I have contacted LM and asked them about this CA law, but nothing has changed. It seems that LM has clearly broken the law. Is there anything the consumer can do in this situation?

By: Loris Mullins

Loris Mullins — Wed, 07 Jan 2009 04:23:30 +0000

I am shocked to learn that this law was actually in effect in July 2008. I will be contacting AAA who forced me to downgrade my policy because I moved to a new zip code. I had paid 5500 already and they wanted another 1200.00 due to my move , which they totally admitted was the reason for the increase in my policy. Also, I had to pay all of it immediately. I couldn’t so I cancelled my daughter and lowered the whole package. I ended up paying over 6000 for the year for a crappy policy. I, of course, had an accident less than three weeks later, the first one I have ever had–not in any way my fault. They refused to cover my car rental because I cancelled it three weeks earlier. I am going to write to John Garamendi and ask him why these companies are allowed to continue to harrass us with impunity. I am furious. I will also be writing to AAA who are the most disgusting insurance company I have had the misfortune to work with. How long are we going to be beaten up by these people. If I break the law, I get in trouble–why is AAA allowed to break the law?

By: calclay

calclay — Fri, 12 Sep 2008 13:04:36 +0000

Does anyone know if I remain a California resident, but I take my car with me to the Philippines for a 6-8 month period, if this will cause a problem with my car insurance company (Progressive?)
Thanks.

By: Protect You And Your Assets

Protect You And Your Assets — Wed, 11 Jun 2008 15:50:41 +0000

Auto insurance protects the insured from losses relating to motor vehicles.