Refinancing Car Loans

April 28, 2008

When the interest rates take a cut, like they have in the past year, everyone jumps up to refinance their home mortgages, and get a better rate. However, not everyone realizes that it is possible to refinance their car loans as well. Read more

Businesses Finding Credit Tougher to Come By

April 24, 2008

Businesses are having a more difficult time obtaining credit, the result of America’s large-scale credit crisis. Read more

College Financial Aid on the Rise

April 23, 2008

A number of leading private colleges have announced plans to boost financial aid to families that would otherwise have a tough time affording college. Read more

Student Loans and Congress

April 20, 2008

As the housing market continues its down slide other sectors of the economy are beginning to feel the pinch. Financial Aid for college has been in trouble for quite some time. As tuitions rise and grants and scholarships become scarcer and scarcer more college bound students look towards loans to help pay for college. Read more

Wachovia Informs of Plans to Increase Capital

April 19, 2008

Today the banking giant Wachovia told the public of its plans to increase its base capital and operational capacities. In a press release, Wachovia reported its statistics for the first quarter of 2008, and explained the steps that it would take to adapt to the lean economic situation in the U.S. right now. In this way, the company would be able to better respond to predicted alterations in its patrons’ financial habits for the coming year. Read more

Financial Experts Urge Caution on Rebates

April 14, 2008

Financial experts this year are urging consumers to exercise caution when it comes to spending their federal rebate checks. Read more

California auto insurance ZIP code law about to change

April 11, 2008

John Garamendi the Commissioner of Insurance for the State of California amended the rules on auto insurance three years ago. The new rules said that insurance companies could no longer use ZIP codes as the main determining factor for deciding auto insurance rates.

He deduced that the premium paid should reflect the driving abilities and history of the driver, not which ZIP code area they may happen to live in. After nearly three years these new regulations will actually take effect on the 14th of July this year. Read more

National Credit Crisis Deepens

April 10, 2008

America’s credit woes appear to be escalating, according to figures released about the state of U.S. credit card debt.

Experts now say that such debt has reached $920 billion and appears to be growing. Part of the problem is the housing crisis. It used to be that homeowners took out home equity loans in order to finance emergencies. Now, given stricter loan standards, homeowners are instead turning to credit cards to get them through the tough times. Read more

2008 Brings With It New Financial Decisions

April 10, 2008

2008 may be remembered by many consumers as a financial turning point. Read more

How To Find A Decent Auto Insurance Quote Online

April 10, 2008

Why is auto insurance important?  The main purpose it serves is protection.  Not only is there to protect you but also other motorists in the event of an accident.  Auto insurance is mandatory in nearly every stated in the United States.  There are serious legal ramifications for not having an active policy.  Since it is a necessary element, you need to be able to find the right policy—which means it should be one that fits your needs and financial constraints.  Thankfully, there are different types of policies as well as different levels of coverage, all of which are variably priced. Read more


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